Quick qualified medical care
Insurance coverage of expensive medical services
For citizens of Belarus and foreigners
Medical examinations and health certificates without queues
The Health Protection Insurance Program makes it possible to quickly, comfortably and at a convenient time receive qualified medical care in the required amount in various health care institutions throughout the country, as well as avoid unforeseen expenses for treatment.
"Health Protection" is a product for those who want to monitor the condition of their body, perform a comprehensive check-up in a short time and immediately start controlling diseases, take care of the well-being and good feeling of elderly relatives, quickly issue health certificates for kindergartens, schoolchildren or students and solve many other issues.
Foreign citizens temporarily staying or temporarily residing in Belarus are required to have a Compulsory Medical Insurance Agreement, under which only emergency medical services are provided (in case of sudden acute conditions and diseases threatening the life of the patient or the health of others, accidents, poisoning, injuries, childbirth and emergency conditions during pregnancy – freely, free of charge and in full). Medical health services, which is not emergency and urgent, is subject to a charge within the territory of Belarus and can be paid for only by voluntary medical insurance. If it is necessary to receive some medical care, a foreigner should only contact an Assistance company that will select the required specialist and medical institution.
Terms and conditions of Insurance
Citizens of the CIS countries who have reached the age of 3, as well as citizens of other countries and stateless persons from 15 to 70 years old inclusive, can be insured under the Health Protection Program.
The insurance is issued for 1 year and is valid throughout the territory of Belarus.
The Agreement comes into effect upon expiration of 15 calendar days after the payment of insurance premium.
Insurance options and their cost
| Health Protection Program | |||
| Insurance Option | Description | Scope of medical services | Insurance premium |
| "Classic" | It provides for the arrangement and payment of medical services for the insured person in connection with a sudden health disorder, accident, chronic illness or its exacerbation. |
OUTPATIENT SERVICES:
|
BYN 480 |
|---|---|---|---|
| Preventive Medical Examination plus | In addition to the Classic Insurance Program, this option provides for the arrangement and payment of a preventive medical examination – a health check-up in order to identify asymptomatic health problems. |
OUTPATIENT SERVICES:
PREVENTIVE MEDICAL EXAMINATION Adults For women: Complete blood count (CBC); common urine analysis (CUA); thyroid stimulating hormone (TSH); biochemical blood test (BBT): glucose, aspartate aminotransferase (AST), alanine transaminase (ALT), total protein, total bilirubin, urea, creatinine, cholesterol, alkaline phosphatase; abdominal ultrasound; thyroid ultrasound; consultation of a general practitioner; consultation of a gynecologist; consultation of a neurologist; consultation of an endocrinologist; pelvic organs ultrasound. For men: CBC; CUA;TSH; BBT: glucose, AST, ALT, total protein, total bilirubin, urea, creatinine, cholesterol, alkaline phosphatase; abdominal ultrasound; thyroid ultrasound; consultation of a general practitioner; consultation of a neurologist; consultation of an endocrinologist; Children Children under 3 years old: ophthalmologist; orthopedist; otorhinolaryngologist; electrocardiogram (ECG); CBC; CUA; pediatrician's appointment (according to the results of all doctors). Kindergarten children: otorhinolaryngologist; neurologist; ophthalmologist; orthopedist; speech therapist; surgeon (boys); gynecologist (girls); ECG; CBC; CUA; glucose; helminths; enterobiosis; pediatrician's appointment (according to the results of all doctors); registration of a child's health certificate. First-graders: otorhinolaryngologist; neurologist; ophthalmologist; orthopedist; speech therapist; surgeon (boys); gynecologist (girls); ECG; CBC; CUA; glucose; helminths; enterobiosis; pediatrician's appointment (according to the results of all doctors); registration of a child's health certificate. Students (grades 2-5, 7-8): ophthalmologist; orthopedist; ECG; CBC; CUA; glucose; pediatrician's appointment (according to the results of all doctors); registration of a certificate of the child's health certificate. Students (6th grade): otorhinolaryngologist; neurologist; ophthalmologist; orthopedist; surgeon (boys); gynecologist (girls); ECG; CBC; CUA; glucose; pediatrician's appointment (according to the results of all doctors); registration of a child's health certificate. High school students (grades 9-11) and graduates under the age of 18: otorhynolaryngologist; neurologist; ophthalmologist; orthopedist; surgeon (boys); gynecologist (girls); ECG; thyroid ultrasound; abdominal ultrasound; ultrasound of the heart; CBC; CUA; registration of a child's health certificate. |
BYN 540 (for adults)
BYN 660 (for children under 18 years old) |
Where can one apply for insurance services
|
Health Protection Program |
|
|
Insurance Option |
Medical institutions |
|
"Classic" |
Institutions of the state form of incorporation (except for the State Institution "Republican Clinical Medical Center" under the Office of the President of the Republic of Belarus, Aqua-Minsk Municipal Unitary Enterprise). In cases where it is impossible to ensure the necessary scope and urgency of providing medical care in state healthcare institutions, it is possible to arrange medical care in private-owned medical institutions and individual entrepreneurs. |
|---|---|
|
Preventive Medical Examination plus |
Medical services outside the preventive medical examination are arranged in state-owned institutions (except for the State Institution "Republican Clinical Medical Center" under the Office of the President of the Republic of Belarus, Aqua-Minsk Municipal Unitary Enterprise). In cases where it is impossible to ensure the necessary scope and urgency of providing medical care through state health care institutions, it is possible to arrange medical care through privately owned medical institutions and individual entrepreneurs. Preventive medical examination for adults: Minsk, Minsk Region – Merci Clinic Medical Center Brest Region – LODE Medical Center Vitebsk Region – Educational Institution "The Clinic of Vitebsk State Order of Peoples' Friendship Medical University" (VSMU), CITYCLINIC Medical Center Gomel Region – Women's Clinic Medical Center, Semerka Medical Center Grodno Region – LODE Medical Center, Rosmed Medical Center Mogilev Region – Cardiomed Medical Center, Genez Medical Center; Preventive medical examination for children (under 18) Minsk, Minsk Region – Merci Clinic Medical Center The list of health care institutions is subject to changes. |
How to conclude an insurance contract
To conclude an insurance contract, you must address to an outlet of Belarusbank and provide an identity document.
How to use the services under the insurance contract
To arrange medical care, you need to call by phone +375 17 388 08 62 (multi-channel), +375 44 727 90 60 (A 1), working hours: 08:00 – 20:00 daily or leave a request on the website bgs.by. An application, submitted before 12:00 on a business day, will be processed on the same day, after 12:00 – on the working day following the day of application submission.
When contacting by phone or when making an application on the website, it is necessary to specify personal data: Full name, contact phone number, insurance contract number, explain the situation, provide a convenient date and time for visiting a medical institution.
Partner insurance company
Insurance services under the voluntary insurance of medical expenses "Health Protection" from Belarusbank are provided on the basis of agency agreement dated 13.10.2011 No. 151-1770 on behalf of Belgosstrakh Belarusian Republican Unitary Insurance Company (special permit (license) dated 10.12.2003 No.02200/13-00001).