Bank credit cards – Belarusbank offers

Payment cards

Belarusbank is the largest issuer of payment cards in Belarus market offering a wide selection of cards by BELKART, Visa International, Mastercard Worldwide, UnionPay International payment systems. Belarusbank payment card is a comprehensive payment instrument that supports multiple financial transactions and cash withdrawals worldwide wherever and whenever made. Belarusbank cards are issued in 5 currencies – BYN, USD, EUR, RUB, CNY.

Cards for non-resident individuals

Types of cards available for issue

BELKART (PREMIUM), BELKART-PREMIUM as part of the banking products Easy-card, #mozhnovsyo, Mastercard (Standard, Gold), Visa (Classic, Gold), including virtual, Visa Classic as part of the banking product Student Card, Visa Gold as part of the banking product Card for Non-residents, Visa Gold and Visa Signature as part of the Lady Club, Visa Gold and Visa Platinum as part of the Svoyi Club, Visa Signature and Visa Infinite as part of the Persona Club, Mastercard World Black Edition as part of the Persona Club, UnionPay (Gold, Platinum).

Where to get a payment card

At a branch office of the bank.

A virtual card can be obtained via Internet banking.

Documents required (to obtain a card in a bank's office)

  • an ID document;
  • a notarized translation of the ID document;
  • * information about the individual's registration in the Republic of Belarus (permanent/temporary residence permit in the Republic of Belarus) - if available;
  • * employment confirmation certificate of the non-resident individual, if the individual has permanent employment.

* if a card is issued with an insurance deposit

Security deposit requirement

Security deposit requirement applies to the following card types:

  • Visa Classic, Masterсard Standard;
  • Visa Gold, Masterсard Gold, Visa Gold and Visa Signature as part of the Lady Club, Visa Signature and Visa Infinite as part of the Persona Club, Mastercard World Black Edition as part of the Persona Club, Visa Gold and Visa Platinum as part of the Svoyi Club, Visa Gold as part of the banking product Card for Non-residents, UnionPay (Gold, Platinum).

Security deposit requirement does not apply to:

to a non–resident individual who has a permanent place of work and (or) registration in the Republic of Belarus (permanent/temporary residence permit in the Republic of Belarus), if there is a bank account to which payroll is permanently credited (for more than three months) confirmed by a statement of such account.

Insurance depositA security deposit is an amount deposited with the bank to ensure fulfillment of the client's obligations associated with the performance of card transactions to the extent of the established overdraft limit and (or) client's account balance.

Mastercard Standard, Visa Classic

Sr. No.

Name of transaction

MasterCard Standard, Visa Classic

USD account

EUR account

RUB account

BYN account

1.

Security deposit per one card:

 

 

 

 

1.1.

of a non-resident individual who has no permanent employment and (or) registration in the Republic of Belarus (permanent/temporary residence permit in the Republic of Belarus)

USD 300

EUR 300

RUB 22000

BYN 650

1.2.

another non-resident individual1

USD 150

EUR 150

RUB 11000

BYN 325

2.

Interest accrued on the amount kept on the security deposit account, % per annum

0.01

0.01

0.01

0.12

3

Fine for violation of rules of card use (beyond compensation for the damage caused), base value 

1

1

1

1

1 Security deposit requirement does not apply to a non-resident individual who has an account with the bank and his/her salary has been permanently (during three or more months) credited to that account, which is confirmed by a relevant account statement. Security deposit of established size applies to non-resident individuals who do not have an account with the bank. The non-resident individual's employment in the Republic of Belarus is confirmed by an employment confirmation certificate.The non-resident individual's employment confirmation certificate and account statement are kept on file together with the application (form) relating to card issue.

2 If on any account (other than the account accessible via the Magnit installment card) in the current month and (or) the month preceding the month of interest accrual, pension (benefit) of the Social Protection Fund of the Republic of Belarus, the Ministry of Defense of the Republic of Belarus, the Ministry of Internal Affairs of the Republic of Belarus, the Ministry of Emergency Situations of the Republic of Belarus and the State Security Committee of the Republic of Belarus is available, the interest rate shall be 0.5 %.

Visa Gold, Visa Platinum, Visa Signature, Visa Infinite, Mastercard Gold, Mastercard World Black Edition, UnionPay Gold, UnionPay Platinum.

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