Deposit “Successful Irrevocable”
Irrevocable term bank deposit in Belarusian Rubles “Successful Irrevocable” – deposit period comprises 13 months, debit operations on deposit are performed within the balance of capitalized and unclaimed interest, additional contributions not available, premature withdrawal is performed with the Bank's consent only.
Advantages:
- high interest rate;
- deposit can be opened in favor of another person;
- monthly capitalization of interest.
Conditions:
|
Term of deposit (in months): |
13 |
|---|---|
|
Minimum amount of initial deposit: |
BYN 100,000.00 |
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
Interest rate (% per annum): |
within the first 3 (three) months of the deposit term – 12.5% per annum (fixed rate)
upon expiry of the first three months of the deposit term – 12.5% (OR NBRB plus 1 percentage point) (variable rate) |
|
Replenishment: |
not available |
|
Debit operations: |
capitalized interest |
|
Automatic renewal (prolongation) for another term: |
not available |
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Deposit “Fruitful Irrevocable”
Irrevocable term bank deposit in Belarusian Rubles “Fruitful Irrevocable” – deposit period comprises 13 months, debit operations on deposit are performed within the balance of capitalized and unclaimed interest, additional contributions not available, premature withdrawal is performed with the Bank's consent only.
Advantages:
- high interest rate;
- deposit can be opened in favor of another person;
- monthly capitalization of interest.
Conditions:
|
Term of deposit (in months): |
13 variable rate |
|---|---|
|
Minimum amount of initial deposit: |
BYN 150.00 |
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
Interest rate (% per annum): |
12% (OR NBRB plus 0.5 percentage point) |
|
Replenishment: |
not available |
|
Debit operations: |
capitalized interest |
|
Automatic renewal (prolongation) for another term: |
not available |
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Deposit «Fruitful Revocable»
Revocable term bank deposit in Belarusian Rubles “Fruitful Revocable” – deposit period comprises 3 or 6 months, debit operations on deposit are performed within the balance of capitalized and unclaimed interest, replenishment opportunity, premature withdrawal with recalculation of interest.
Advantages:
- high interest rate;
- possibility of replenishment:
- deposit can be opened in favor of another person
Conditions:
|
Term of deposit (in months): |
3 variable rate |
6 variable rate |
|---|---|---|
|
Minimum amount of initial deposit: |
BYN 150.00 |
|
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
|
Interest rate (% per annum): |
7.8% (OR NBRB minus 3.7 percentage points) |
8% (OR NBRB minus 3.5 percentage points) |
|
Replenishment: |
before the first day of the last month of deposit term |
|
|
Debit operations: |
capitalized interest |
|
|
Automatic renewal (prolongation) for another term: |
not available |
|
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Deposit “Classic Irrevocable ‘Convenient’”
Term irrevocable bank deposit “Classic Irrevocable ‘Convenient’”: deposit period – 230 days, opportunity to replenish within the first 30 days, debit operations on the deposit are performed within the balance of capitalized and unclaimed interest, early return of deposit is performed only upon the Bank's consent.
Advantages:
- high interest rate;
- interest is capitalized monthly and on the deposit maturity date;
- a deposit can be opened in favor of another person;
- opportunity to replenish your deposit within the first 30 days without restrictions
Conditions:
|
Term of deposit (in days): |
230 |
|---|---|
|
Minimum amount: |
BYN 300.00 |
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
Interest rate (% per annum): |
10,3% (OR NBRB minus 1,2 percentage points) |
|
Replenishment: |
first 30 days |
|
Debit operations: |
capitalized interest |
|
Automatic renegotiation (renewal) for another term: |
not available |
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Deposit “Classic Irrevocable ‘Bright’”
Term irrevocable bank deposit in Belarusian rubles “Classic Irrevocable ‘Bright’”: deposit period – 45 days, fixed interest rate, interest is capitalized at the end of deposit period, debit operations on the deposit are not allowed, early return of deposit is performed only upon the Bank's consent.
Advantages:
- high interest rate;
- fixed interest rate;
- a deposit can be opened in favor of another person;
Conditions:
|
Term of deposit (in days): |
45 |
|---|---|
|
Minimum amount: |
BYN 150.00 |
|
Interest rate (% per annum): |
9 |
|
Interest rate type |
Fixed |
|
Replenishment: |
not available |
|
Debit operations: |
not available |
|
Automatic renegotiation (renewal) for another term: |
not available |
Deposit “Spring (version 2.0)”
Term irrevocable bank deposit in Belarusian rubles “Spring (version 2.0)”: deposit period – 105 days, opportunity to replenish within the first month, debit operations on the deposit are not allowed, early return of deposit is performed only upon the Bank's consent.
Advantages:
- high interest rate;
- fixed interest rate;
- a deposit can be opened in favor of another person;
- interest is capitalized monthly and on the deposit maturity date;
- opportunity to replenish your deposit within the first month of the deposit period;
Conditions:
|
Term of deposit (in days): |
105 |
|---|---|
|
Minimum amount: |
BYN 500.00 |
|
Interest rate (% per annum): |
9.2 |
|
Interest rate type |
Fixed |
|
Replenishment: |
within the first month |
|
Debit operations: |
not available |
|
Automatic renegotiation (renewal) for another term: |
not available |
Deposit “Classic Irrevocable ‘Spring’”
Term irrevocable bank deposit in Belarusian rubles “Classic Irrevocable ‘Spring’”: deposit period – 195 days, debit operations on the deposit are not allowed, early return of deposit is performed only upon the Bank's consent.
Advantages:
- high interest rate;
- a deposit can be opened in favor of another person;
- interest is capitalized monthly and on the deposit maturity date;
- opportunity to replenish your deposit within the first 3 months of the deposit period;
Conditions:
|
Term of deposit (in days): |
195 |
|---|---|
|
Minimum amount: |
BYN 500.00 |
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
Interest rate (% per annum): |
9,7% (OR NBRB minus 1,8 percentage points) |
|
Replenishment: |
not available |
|
Debit operations: |
not available |
|
Automatic renegotiation (renewal) for another term: |
not available |
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Irrevocable term bank deposit "Classic Irrevocable up to a year"
Advantages:
- a deposit can be opened in favor of another person;
- a deposit can be replenished at any moment before the deposit maturity date (save as otherwise provided in the agreement);
- opportunity to replenish your deposit within the first 3 months of the deposit period;
- monthly capitalization of interest;
- debit transactions without recalculation of income are performed within the balance of capitalized and unclaimed interest (save as otherwise provided in the agreement).
Conditions:
|
Term of deposit (in months): |
9 |
|---|---|
|
Minimum amount: |
BYN 150.00 |
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
Interest rate (% per annum): |
6,9% (OR NBRB minus 4,6 percentage points) |
|
Automatic renegotiation (renewal) for another term: |
not available |
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.
Irrevocable term bank deposit "Classic Irrevocable for over a year"
Advantages:
- high interest rate;
- a deposit can be opened in favor of another person;
- monthly capitalization of interest;
- a deposit can be replenished without any limitations (save as otherwise provided in the agreement) within:
- the first 6 months for deposits with the term of 18 months,
- the first 12 months for deposits with the term of 24 months,
- debit transactions without recalculation are performed on the deposit within the balance of capitalized and unclaimed interest (save as otherwise provided in the agreement).
Conditions:
|
Term of deposit (in months): |
18 |
24 |
|---|---|---|
|
Minimum amount: |
BYN 150.00 |
|
|
Baseline rate |
overnight rate of the National Bank of the Republic of Belarus (OR NBRB) |
|
|
Interest rate (% per annum): |
9,7% (OR NBRB minus 1,8 percentage points) |
10,2% (OR NBRB minus 1,3 percentage points) |
|
Replenishment: |
within the first 6 months |
within the first 12 months |
|
Capitalization of interest |
Monthly capitalization of interest |
|
|
Automatic renegotiation (renewal) for another term: |
not available |
|
Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.