Deposits with Belarusbank – all existing types

Existing deposits in Belarusian rubles

Gainful Plus Deposit

Opportunity to open a deposit in a bank's branch office

Depositors under this type of deposit shall be residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus and non-residents of the Republic of Belarus  foreign citizens and persons without citizenship, temporarily staying or temporarily residing within the territory of the Republic of Belarus

Deposit currency – Belarusian rubles

The type of deposit is irrevocable  early repayment is performed only with the consent of the bank

Variable annual interest rate  the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the overnight loan rate of the National Bank of the Republic of Belarus, NBRB OLR

Interest is paid at the end of the deposit term

Opportunity to open in the name of another person

Deposit terms and conditions:

Deposit term:

13 months

Initial contribution

BYN 150

Annual interest rate

(% per annum)

13,5%

Deposit replenishment

not available

Debit operations

not available

Automatic renegotiation (renewal) for another term:

not available

For more information on the terms and conditions of the irrevocable term bank deposit in Belarusian rubles “Gainful Plus” contact Belarusbank's Call Center at 147.

Classic Irrevocable for 1 year with fixed interest rate

Possibility to open a deposit in a bank's branch office

Holders of this type of deposit account are residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and stateless persons who have received permits for permanent residence (residence permit, biometric residence permit) in the Republic of Belarus

and non-residents of the Republic of Belarus  foreign citizens and stateless persons temporarily staying or temporarily residing in the Republic of Belarus

Deposit currency – Belarusian rubles

The type of deposit is irrevocable (early repayment is performed only with the bank consent) 

Fixed annual interest rate (cannot be changed throughout the entire deposit period)  

Interest is capitalized at the end of the deposit term

Possibility to open in the name of another person

Deposit terms and conditions:

Term of deposit:

1 year

Initial contribution

BYN 100

Annual interest rate

(% per annum)

12%

Deposit replenishment

not available

Debit operations

not available

Automatic renegotiation (renewal) for another term:

not available

For more information on the irrevocable term bank deposit “Classic Irrevocable for 1 year with fixed interest rate” contact Belarusbank's Call Center at 147.

Successful Irrevocable

Possibility to open a deposit in a bank's branch office

Holders of this type of deposit account are residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and stateless persons who have received permits for permanent residence (residence permit, biometric residence permit) in the Republic of Belarus

and non-residents of the Republic of Belarus  foreign citizens and stateless persons temporarily staying or temporarily residing in the Republic of Belarus

Deposit currency – Belarusian rubles

The type of deposit is irrevocable (early repayment is performed only with the bank consent)

The deposit is opened within the 'Persona' Loyalty Club.

Annual interest rate:

First 6 months the interest rate is fixed (cannot be changed throughout the entire deposit period)  

starting from the 7th month of the deposit term, the interest rate is variable (the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the overnight rate of the National Bank of the Republic of Belarus) 

Monthly capitalization of interest

Possibility to open in the name of another person

Deposit terms and conditions:

Term of deposit:

13 months

Initial contribution

BYN 150,000

Annual interest rate

(% per annum)

within first six months the rate is 12,5%

upon expiry of first six months of the deposit term, it is 12,5%

Deposit replenishment

not available

Debit operations

within the capitalized interest

Automatic renegotiation (renewal) for another term:

not available

Variable annual interest rate changes subject to alteration of the baseline rate on the day following the day of such alteration.

For more information on the irrevocable term bank deposit “Successful irrevocable”, contact Belarusbank's Call Center at 147.

Right Choice Deposit (Revocable) in Belarusian Rubles

Opportunity to open a deposit in a bank’s branch office

Depositors under this type of deposit shall be residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus

Deposit currency – Belarusian rubles

Type of deposit is revocable  early termination is possible with recalculation of interest

Variable annual interest rate  the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the refinancing rate of the National Bank of the Republic of Belarus (NBRB RR). The value of variable annual interest rate cannot be below 0.1% per annum.

Possibility to deposit additional contributions the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the refinancing rate of the National Bank of the Republic of Belarus (NBRB RR). The value of variable annual interest rate cannot be below 0.1% per annum.

Monthly capitalization of interest

Opportunity to open in the name of another person

 Deposit terms and conditions:

Deposit term

3 months

6 months

9 months

Initial contribution

from BYN 100

Annual interest rate

(% per annum)

0,5%

1%

1,2%

Deposit replenishment

before the first day of the last month of the deposit term

Debit operations

within the capitalized interest

Automatic renegotiation (renewal) for another term

not available

For more information on the Right Choice revocable term bank deposit in Belarusian rubles contact Belarusbank's Call Center at 147.

Right Choice Deposit (Irrevocable) in Belarusian rubles

Opportunity to open a deposit in a bank’s branch office

Depositors under this type of deposit shall be:
For deposits with deposit period of 45 days, 3/6/9 months –  residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus

for deposits with deposit period of 13/18/24/36/60 months –  residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus and non-residents of the Republic of Belarus  foreign citizens and persons without citizenship, temporarily staying or temporarily residing within the territory of the Republic of Belarus

Deposit currency – Belarusian rubles

The type of deposit is irrevocable  early repayment is performed only with the consent of the bank

Annual interest rate:

for deposits with deposit term of 45 days and 3/6 months there is a fixed annual interest rate  cannot be changed within the entire deposit period

for deposits with the term of 9/13/18/24/36/60 months, there is a variable annual interest rate  the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the refinancing rate of the National Bank of the Republic of Belarus (NBRB RR). The value of variable annual interest rate cannot be below 0.1% per annum.

Monthly capitalization of interest (for deposits with deposit term of 45 days – interest payment is upon the deposit maturity)

Possibility to deposit additional contributions (except for deposits with deposit term of 45 days and 3/6 months  the bank is entitled to unilaterally discontinue (suspend) acceptance of additional contributions into the deposit

Opportunity to open in the name of another person

Deposit terms and conditions:

Deposit terms

Minimum amount of initial deposit

Annual interest rate

(% per annum)

Replenishment

Procedure for interest payment (capitalization)

Debit operations

45 days

from BYN 100

5%

not available 

 adding to the deposit balance on the deposit maturity date

not available

 

3 months

10%

not available  

 Monthly capitalization

within the capitalized interest 

6 months

10,5%

 not available 

Monthly capitalization

 within the capitalized interest

9 months

11%

within the first 3 months
of the deposit term

 Monthly capitalization

within the capitalized interest 

13 months

12,45%

within the first month of the deposit term

Monthly capitalization

 within the capitalized interest

18 months

13%

within the first 6 months of the deposit term

 Monthly capitalization

 within the capitalized interest

24 months

13,2%

within the first 12 months of the deposit term

Monthly capitalization

 within the capitalized interest

36 months

12,8%

within the first 24 месяца of the deposit term

 Monthly capitalization

 within the capitalized interest

60 months

13%

within the first 48 months of the deposit term 

Monthly capitalization

within the capitalized interest

For more information on the Right Choice irrevocable term bank deposit in Belarusian rubles, contact Belarusbank's Call Center at 147.

Revocable Deposit for Non-residents in Belarusian Rubles

Opportunity to open a deposit in a bank’s branch office

Depositors under this type of deposit shall be foreign citizens and persons without citizenship except for foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus.

When concluding a Bank Deposit Agreement, the Depositor shall open a current (settlement) bank account for individuals – non-residents. The currency of this account shall be the same as the currency of the bank deposit to be opened.

Deposit currency – Belarusian rubles

Type of deposit is revocable  early termination is possible with recalculation of interest

Fixed Annual interest rate  cannot be changed within the entire deposit period

Possibility to deposit additional contributions  the bank is entitled to unilaterally discontinue (suspend) acceptance of additional contributions into the deposit

Monthly capitalization of interest

Repayment of the deposit to the depositor’s current (settlement) bank account

Deposit terms and conditions:

Deposit term

3 months

6 months

Initial contribution

from BYN 100

Annual interest rate (% per annum)

0,5%

0,5%

Deposit replenishment

before the first day of the last month of the deposit term

Debit operations

within the capitalized interest  

Automatic renegotiation (renewal) for another term

not available

For more information on the Revocable for Non-Residents term bank deposit, contact Belarusbank's Call Center at 147.

Irrevocable Deposit for Non-residents in Belarusian Rubles

Opportunity to open a deposit in a bank’s branch office

Depositors under this type of deposit shall be foreign citizens and persons without citizenship except for foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus.

When concluding a Bank Deposit Agreement, the Depositor shall open a current (settlement) bank account for individuals – non-residents. The currency of this account shall be the same as the currency of the bank deposit to be opened.

Deposit currency – Belarusian rubles

The type of deposit is irrevocable  early repayment is performed only with the consent of the bank

Fixed Annual interest rate  cannot be changed within the entire deposit period

Possibility to deposit additional contributions  the bank is entitled to unilaterally discontinue (suspend) acceptance of additional contributions into the deposit

Monthly capitalization of interest

Repayment of the deposit to the depositor’s current (settlement) bank account

Deposit terms and conditions:

Deposit term

3 months

6 months

9 months

Initial contribution

from BYN 100

Annual interest rate (% per annum)

10%

10,5%

11%

Deposit replenishment

before the first day of the last month of the deposit term

Debit operations

within the capitalized interest  

Automatic renegotiation (renewal) for another term

not available

For more information on the Irrevocable for Non-Residents term bank deposit, contact Belarusbank's Call Center at 147.

Growing up Together Deposit (irrevocable) in Belarusian Rubles

Opportunity to open a deposit in a bank’s branch office

Depositors under this type of deposit shall be residents of the Republic of Belarus  citizens of the Republic of Belarus, foreign citizens and persons without citizenship having a permanent residence permit (residence card, biometric residence permit) within the Republic of Belarus and non-residents of the Republic of Belarus  foreign citizens and persons without citizenship, temporarily staying or temporarily residing within the territory of the Republic of Belarus

The deposit is accepted in the name of a minor aged up to 16 years from persons notwithstanding kin relationship or, to the extent permitted by law, from the minor himself.

Deposit currency – BYN, USD, EUR

The type of deposit is irrevocable  early repayment is performed only with the consent of the bank

Variable annual interest rate  the amount of interest on the deposit is set based on the calculated value pegged to the baseline – the refinancing rate of the National Bank of the Republic of Belarus (NBRB RR). The value of variable annual interest rate cannot be below 0.1% per annum.

Possibility to deposit additional contributions  the bank is entitled to unilaterally discontinue (suspend) acceptance of additional contributions into the deposit

Monthly capitalization of interest

Opportunity to open in the name of another person

Deposit is opened within the multi-purpose product “For children”

Deposit terms and conditions:

Deposit term

3 years

4 years

5 years

Initial contribution

from 250 BYN

Annual interest rate (% per annum)

12,8%

12,9%

13%

Debit operations

within the capitalized interest

Deposit replenishment

before the last 12 months of the deposit term

Automatic renegotiation (renewal) for another term:

not available

For more information on the Growing up Together irrevocable term bank deposit, contact Belarusbank's Call Center at 147.

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